Comportamiento de la inversión del sector financiero asociado a la matriculas en la Universidad Simón Bolívar durante los años 2019 a 2020
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Fecha
2021
Autores
Filos Forero, Victoria Cecilia
Orozco Méndez, Kelly Maylen
Tabares Orjuela, Paola Andrea
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Ediciones Universidad Simón Bolívar
Facultad de Administración y Negocios
Facultad de Administración y Negocios
Resumen
En este trabajo se analizó cómo el sector financiero ha contribuido al financiamiento de la Educación superior en la Universidad Simón Bolívar entre los años 2019 y 2020, determinando el impacto que tuvo en la proyección de las matrículas, se demostró, con los desarrollos obtenidos en la base datos de la Institución como identificar el grado de participación de los diferentes sectores financieros, indagando cuales fueron la causas del incremento o reducción del otorgamientos de créditos, así como el nivel de satisfacción de los estudiantes y/o padres de familia con la experiencia adquirida con algún sector financiero.
En una segunda parte se describen algunas de las principales crisis económicas dadas en el año 2020 a causa de la Pandemia mundial denominada Covid-19, situación que cambió la vida social y económica de las personas a nivel mundial, siendo una amenaza para el avance de la educación, afectando la oferta y demanda educativa; impacto que tendrá un costo a largo plazo sobre el capital humano y el bienestar.
De esta manera, el propósito de esta investigación es plantear recomendaciones para que el sector financiero apoye e impulse los sueños de los colombianos, ofreciendo más otorgamiento de créditos educativos que permitan un mayor ingreso a la educación superior.
In this work, it was analyzed how the financial sector has contributed to the financing of Higher Education at the Simón Bolívar University between 2019 and 2020, determining the impact it had on the projection of enrollment, it was demonstrated, with the results obtained in the Database of the Institution, how to identify the degree of participation of the different financial sectors, investigating what were the causes of the increase or reduction in the granting of credits, as well as the degree of satisfaction of students and / or parents with the experience acquired with some financial sector. The second part describes some of the main economic crises that occurred in 2020 due to the global pandemic called Covid-19, a situation that changed the social and economic life of people worldwide, being a threat to the advancement of education, affecting the supply and demand for education; long-term cost impact on human capital and well-being. In this way, the purpose of this research is to make recommendations for the financial sector to support and promote the dreams of Colombians, offering more educational loans that allow greater access to higher education.
In this work, it was analyzed how the financial sector has contributed to the financing of Higher Education at the Simón Bolívar University between 2019 and 2020, determining the impact it had on the projection of enrollment, it was demonstrated, with the results obtained in the Database of the Institution, how to identify the degree of participation of the different financial sectors, investigating what were the causes of the increase or reduction in the granting of credits, as well as the degree of satisfaction of students and / or parents with the experience acquired with some financial sector. The second part describes some of the main economic crises that occurred in 2020 due to the global pandemic called Covid-19, a situation that changed the social and economic life of people worldwide, being a threat to the advancement of education, affecting the supply and demand for education; long-term cost impact on human capital and well-being. In this way, the purpose of this research is to make recommendations for the financial sector to support and promote the dreams of Colombians, offering more educational loans that allow greater access to higher education.
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Palabras clave
Financiamiento, Educación superior, Financing, Higher education