Pandemia y postpandemia: un análisis del comportamiento de los indicadores de rentabilidad y solvencia del sector bancario en Colombia
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Fecha
2023
Autores
Herrera Galindo, Ignacio German
Pérez Álvarez, Danid Enrique
Peña Flórez, Henry Junior
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Ediciones Universidad Simón Bolívar
Facultad de Administración y Negocios
Facultad de Administración y Negocios
Resumen
Este trabajo analiza el comportamiento de los indicadores de rentabilidad y solvencia del sector bancario colombiano durante el periodo pandémico y postpandemico. La investigación se llevó a cabo mediante una metodología descriptiva con enfoque cuantitativo, centrándose en el análisis detallado de los indicadores clave como la rentabilidad del activo, rentabilidad del patrimonio y solvencia que caracterizan al sector bancario.
La muestra seleccionada para este análisis incluye tres instituciones financieras líderes: Bancolombia, Davivienda y Banco de Bogotá. Se recopilaron datos anuales desde el año 2020 hasta el 2022, permitiendo una evaluación a lo largo de un periodo significativo que abarca tanto la crisis pandémica como el periodo de recuperación subsiguiente.
En conclusión, los resultados de este trabajo muestran que la pandemia tuvo un impacto limitado en la rentabilidad y solvencia del sector bancario colombiano. El
sector bancario mostró una resiliencia notable, manteniéndose estable en términos de rentabilidad y solvencia.
This work analyzes the behavior of profitability and solvency indicators in the Colombian banking sector during the pandemic and post-pandemic period. The research was carried out through a descriptive methodology with a quantitative approach, focusing on the detailed analysis of key indicators such as asset profitability, equity profitability, and solvency that characterize the banking sector. The selected sample for this analysis includes three leading financial institutions: Bancolombia, Davivienda, and Banco de Bogotá. Annual data were collected from 2020 to 2022, allowing for an assessment over a significant period that covers both the pandemic crisis and the subsequent recovery period. In conclusion, the results of this study show that the pandemic had a limited impact on the profitability and solvency of the Colombian banking sector. The banking sector showed notable resilience, remaining stable in terms of profitability and solvency.
This work analyzes the behavior of profitability and solvency indicators in the Colombian banking sector during the pandemic and post-pandemic period. The research was carried out through a descriptive methodology with a quantitative approach, focusing on the detailed analysis of key indicators such as asset profitability, equity profitability, and solvency that characterize the banking sector. The selected sample for this analysis includes three leading financial institutions: Bancolombia, Davivienda, and Banco de Bogotá. Annual data were collected from 2020 to 2022, allowing for an assessment over a significant period that covers both the pandemic crisis and the subsequent recovery period. In conclusion, the results of this study show that the pandemic had a limited impact on the profitability and solvency of the Colombian banking sector. The banking sector showed notable resilience, remaining stable in terms of profitability and solvency.
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Palabras clave
Rentabilidad del activo, Rentabilidad del patrimonio, Solvencia, Return on equity, Return on assets, Solvency
