Perspectiva socio jurídica de las modalidades de pensión de vejez en el régimen de ahorro individual con solidaridad
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Fecha
2019
Autores
Vidal Gracia, Ivis Johana
Reales Solano, Suelen Lee
Conrado Mejía, Alex Farid
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Editor
Ediciones Universidad Simón Bolívar
Facultad de Ciencias Jurídicas y Sociales
Facultad de Ciencias Jurídicas y Sociales
Resumen
En el presente trabajo de investigación se realiza un análisis jurídico al Régimen de Ahorro Individual con Solidaridad, en el cual se hizo un recorrido por la normatividad que lo regula, constatando que esta legislación no es muy favorable para los afiliados a este Régimen.
El Régimen de Ahorro Individual inicialmente consta de tres (3) modalidades de pensión, posteriormente mediante la Circular 013 del 2012 se crean cuatro (4) nuevas modalidades, las cual le permite al afiliado escoger entre estas siete (7) modalidades, la que se ajuste a sus necesidades.
En la investigación realizada se pudo concluir que este es un Régimen es más beneficios para los fondos que los administra que para el mismo afiliado, ya que las necesidades de los trabajadores afiliados pasan a un segundo plano.
Es necesario que los afiliados al Sistema Pensional conozcan claramente cada uno de los Regímenes de pensión, que actualmente existe en el País, sus ventajas y desventajas, para que de esta forma escojan el que realmente les convengan según sus necesidades.
En este artículo de investigación se le da conocer a los afiliados al Régimen de Ahorro Individual con Solidaridad, cada una sus modalidades y sus beneficios a fin de escoger.
In the present research work we conducted a legal analysis of the Individual Saving with Solidarity Regime, in which a tour of the regulations that regulate it was made, stating that this legislation is not very favorable for the members of this Regime. The Individual Savings Scheme initially consists of three (3) types of pension, later through Circular 013 of 2012 four (4) new modalities are created, which allows the member to choose among these seven (7) modalities, the one that adjust to your needs. In the research carried out it was possible to conclude that this is a Regime is more benefits for the funds that administer them than for the same affiliate, since the needs of the affiliated workers pass to the background. It is necessary that the members of the Pension System clearly know each of the pension schemes that currently exist in the country, their advantages and disadvantages, so that they can choose the one that really suits them according to their needs. In this research article, the affiliates of the Individual Saving with Solidarity Regime are informed, each one of its modalities and its benefits in order to choose.
In the present research work we conducted a legal analysis of the Individual Saving with Solidarity Regime, in which a tour of the regulations that regulate it was made, stating that this legislation is not very favorable for the members of this Regime. The Individual Savings Scheme initially consists of three (3) types of pension, later through Circular 013 of 2012 four (4) new modalities are created, which allows the member to choose among these seven (7) modalities, the one that adjust to your needs. In the research carried out it was possible to conclude that this is a Regime is more benefits for the funds that administer them than for the same affiliate, since the needs of the affiliated workers pass to the background. It is necessary that the members of the Pension System clearly know each of the pension schemes that currently exist in the country, their advantages and disadvantages, so that they can choose the one that really suits them according to their needs. In this research article, the affiliates of the Individual Saving with Solidarity Regime are informed, each one of its modalities and its benefits in order to choose.
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Palabras clave
Perspectiva, Modalidades De Pensión, Régimen de ahorro individual con solidaridad, Perspective, Pension Modalities, Individual savings regime with solidarity